help.titleExpense Splitting

How to Settle Trip Expenses

help.updated 2026-04-20 Expense Splitting

Trip Settlement

When your trip ends, Travel Keeper automatically calculates the optimal payment plan.

View Settlement Plan

  1. Go to the trip ledger page
  2. Tap the "Settle Up" button at the top
  3. See how much each person needs to pay or receive

Optimal Payment Path

Travel Keeper calculates the minimum number of transfers needed. For example:

  • A owes B $100
  • B owes C $100

Travel Keeper suggests A pays C $100 directly β€” just 1 transfer to settle everything.

Mark as Settled

After making a transfer, mark it as "Paid" on the settlement page. Travel Keeper updates everyone's balance.

Once all payments are cleared, the trip ledger status changes to "Settled."

Partial Settlement

Don't want to settle everything at once? You can mark individual payments as settled.

Export Ledger

Tap "Export" to download the ledger as:

  • πŸ“„ PDF Report β€” Full expense details and split results
  • πŸ“Š CSV Spreadsheet β€” Easy to import into Excel for further analysis

πŸ’‘ Tip: We recommend settling up on the day the trip ends to avoid forgetting details later.